Baccarat Game Guide : Courtesy of The Spin Room (A Victor Chandler Casino).

Objective

Baccarat is a thrilling game played at major casinos all over the world. The Player's objective is to wager on his prediction that either the Player's hand will win, the Banker's hand will win, or that the game will result in a Tie.

Rules Of Play

The object of baccarat is to predict if the Player or the Banker's hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and Aces count as one. The hand with the highest point value wins.

The highest total any baccarat hand can have is nine. A two-card total of nine is called a "natural" and cannot lose. An eight is the second-best hand and is also called a "natural". If both the Player and Banker are dealt identical hands, it's a standoff (a Tie) and neither the Banker nor the Player hand wins.

You do not receive any cards, or play against anyone but to predict which hand will beat the other. Please note, the Player (you) can bet on the Player, Banker or a Tie.

The Player and the Banker are each dealt a two-card hand. Following standard baccarat rules, a third card is dealt to the Player and/or the Banker.

Hand Values

Ace = one point Face cards and tens = zero
All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and a Jack+7=17, which counts as 7.

Third Card Rules

The following baccarat rule chart governs when the Player and/or the Banker will automatically be dealt (i.e. "draws") a third card in the Baccarat game: If the point value of the first two cards is 8 or 9, this is called a Natural. If anyone is dealt a Natural the game ends and no third card is dealt to anyone.

Player:

Point Value of the first two cards, and actions required:

Banker:

Payouts

How to Play

1. Set your bet denomination ("In Hand" value) by clicking the appropriate chips in your chip tray. To lower your bet denomination ("In Hand" value), shift+click, or right click the appropriate chips in your chip tray. The default bet denomination ("In Hand" value) is 1 unit.

2. Once you have set your bet denomination ("In Hand" value), click the area(s) of the table where you would like to place bet(s). The areas are the Banker, the Player, or a Tie. The appropriate chips will appear on the table. To remove your bet(s), shift+click, or right click the appropriate bets on the table. Those chips will disappear from the table.

3. Once you have placed your bet(s), click the Deal button. The Player's hand will be dealt two cards and the Banker's hand will be dealt two cards. The third cards will be dealt according to the Third Card Rules above. The total value of hands will be displayed at the bottom of the cards.

4. The result of the wager will be displayed in the user information panel. If you win, your balance increases and chips are added to your chip tray. Losses are subtracted from your balance. If it was a Tie and not bet on, your balance remains unchanged.

5. To play another hand, click the area of the baccarat table where you wish to place a bet. To exit the game click the Close button in the upper right-hand corner or choose Exit Game from the Casino menu.

Betting

The minimum total bet amount for the table is 1 unit and the maximum is 100 units. The two multiple bets allowed are on the Banker and a Tie, and on the Player and a Tie. The multiple bets are limited to 100 units maximum total bet.

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